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Student Loans

If you are looking to fill the financial gap between the cost of attendance not covered by grants and scholarships, student loans are the solution.  There are 2 types of student loans: Federal Student Loans and Private Student Loans.

Federal Student Loans

Benefits associated with Federal Student Loans include the following:

  • Fixed Interest Rate
  • Repay loans when you graduate, leave school, or when your enrollment status changes to half time
  • No credit checks, except for PLUS loans
  • No cosigner needed in most cases
  • Forbearance and deferment options
  • Multiple repayment plans
  • Balance forgiveness for qualified applicants
  • No prepayment penalties

Private Student Loans

Benefits associated with Private Student Loans include the following:

  • Covers expenses not paid by grants, scholarships, and federal student loans
  • Graduate and undergraduate loans
  • Variable rates in most cases
  • Forbearance and deferment options vary 
  • Cosigners are recommended
  • Prepayment penalties will vary

e-Student-Loans recommends exhausting all federal student loan options before exploring private student loan options. Should you have questions regarding federal student loans or private student loans, we suggest contacting us at 800-639-3043 to discuss student loan options or by clicking the link below to apply online.